We are acting as a credit intermediary, and we are not a lender.

We work with a panel of lenders, with rates starting from 6.9%.

Representative APR: 10.68%

Example:

Finance Type: Hire Purchase

Cash Price: €19,995 less Deposit €1,995

Total Amount of Credit: €18,000

Total Amount Payable: €23,043.70

APR 9.90%

Document Fee: €75.00

Completion Fee: €75.00

No. of Monthly Payments 60

Total Cost of Credit: €5,043.70

Representative APR: 10.68%

Monthly Repayments: €381.56

The above example is a guide only – as no two finance applications are the same, the rate you are offered will depend on the information you provide to us as well as the year of the car, the amount you wish to borrow, and the finance term. For your specific quote, simply complete our application form and we will be in touch.

The quotation is for illustrative purposes only and does not constitute a contract. Subject to specific lender credit criteria.

By completing this finance application form we will be able to quickly and accurately get back to you with a decision. Cars must be worth €4,000 or more.

You can be assured that:

  • There is no obligation to purchase anything
  • Competitive APRs offered
  • Our form is quick and simple to complete
  • We aim to have a decision within twenty-four hours and you could be driving your new car the same day!

What is hire purchase?

Hire purchase is a way to finace buying a new car. You (usually) pay a deposit and pay off the value of the car in monthly instalments, with the loan secured against the car. This means you don’t own the vehicle until the last payment is made. The loan is secured against the car, which is why you can’t own it until you’ve made your last payment, including paying the Option to Purchase fee.

Make sure you understand the terms and conditions of your loan before signing the contract. For example, once all repayments have been made you pay a final fee, known as the ‘Option to Purchase’ – once you’ve paid this you’ll own the car. This is typically €75-€200, but it does vary so ask how much it will be.

Car Finance Application

* Indicates required fieldWhat happens if I fill in the form?

Contact Details Step 1 of 3

  • Make:
  • Model:
  • Year:
  • Mileage:
  • Retail Price: ---

Finance Calculator Step 2 of 3

Retail Price:

repayments of ---

Summary

  • Finance Type: Hire Purchase
  • Retail Price:
  • Your Deposit:
  • Finance Amount:
  • APR:
  • Minimum Deposit Percentage:
  • Document Fee: 75.00
  • Completion Fee: 75.00
  • Term:
  • Total Cost of Credit:
  • Total Amount Payable:
  • Representative APR:
  • Monthly Repayments:

Finance Config

  • showWeeklyPrice: 1
  • showMonthlyPrice: 1
  • showFinance: 0
  • rate: 9.90
  • depositPercentage: 10.00
  • minCarValue: 5000.00
  • minCarYear: 10
  • repaymentTerms: 60
  • CIfinanceFlag: 1
  • providerID: 5
  • name: CarsIreland - Finance Form - Extra Fields
  • higherRate:
  • lowerRate:
  • lowerDepositPercentage: 0.00
  • higherDepositPercentage: 0.00
  • lowerMinPrice:
  • lowerMinYear:
  • higherMinPrice:
  • higherMinYear:
  • roundedMonthlyPrice: 0
  • providerImage:
  • showRepApr: 1
  • showStdApr: 1
  • documentFeeText: Document Fee
  • documentFeeAmount: 75.00
  • completionFeeText: Completion Fee
  • completionFeeAmount: 75.00
  • financeFormHeader: Car Finance Application
  • calWarningText:
  • hirePurchaseText: Hire Purchase
  • financeHoverMessage: Hire Purchase is a traditional form of car finance which is structured to suit your budget with fixed monthly payments throughout the agreement. At the end of the agreement and once the final payment is made, you then own the car. Other finance offers may be available, please visit the Competition and Consumer Protection Commission website for independent advice on the product.
  • whatHappensForm:
  • hasCustomDepositPercentage:
  • hasCustomRate: 1

Personal Details

Employment Details

Loan Details

Data Protection and Consents

Warning! if you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, (which maylimit your ability to access credit in the future).

The information that you provide on this proposal form will be forwarded to one or more financial institutions, being members of the Irish Finance Houses Association, and will be used by them for the purposes of assessing the suitability for you of their finance products, potentially offering you a product or a quote. As part of this process, credit searches will be made with one or more credit reference agencies, including the Irish Credit Bureau (ICB), which will make a record of the search. Details of any agreement you enter into, and your conduct of that agreement, may be shared with the credit reference agencies, ICB and their members. Searches may also be carried out to verify your identity, and you may be contacted directly (including by telephone) for the purposes of verifying the information on this form. Credit scoring and other automated decision-making process may be used. By ticking the consent box below, I certify that I consent to the use and disclosure of this information for the purposes set out above. I acknowledge that the recipients of this information are authorised to contact me and to disclose any material misstatements of fact on this proposal to their members and other relevant bodies.

version : 1.3 form : 3233275